* ING TermSmart-10-Level death benefit term life insurance. Premiums guaranteed level for 10 years. Premiums shown are for a healthy non-nicotine Super Preferred Rate Class, and are subject to underwriting approval by ReliaStar Life Insurance Company. Issued on Policy form #1315-02/10 by ReliaStar Life Insurance Company, Minneapolis, MN, a member of the ING family of companies. Terms and availability vary by state. State specific contestability and suicide provisions apply. Product guarantees are based on the financial strength and claims-paying ability of ReliaStar Life Insurance Company. Oncor is an independent appointed agency of ReliaStar Life Insurance Company. When you receive a quote from Oncor Insurance Services, LLC, you may qualify for savings of up to 70% on your life insurance premiums, depending on multiple factors. Your individual results may vary, depending on your personal circumstances.